Illustrative photography · UnsplashFreddie Mac’s November 5, 2026 survey puts the average 30-year fixed mortgage rate at 7.18%, down from 7.24% the week before. The 15-year fixed average was 6.57%, compared with 6.60% a week earlier.
The weekly national survey is a benchmark, not an individual loan quote. A buyer’s rate and total borrowing costs depend on the lender and the application.
For readers following the market, the date matters as much as the number. This brief is a snapshot of the November 5 release and does not update in real time. Consult the linked survey for subsequent releases.
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